As 2018 gets underway, the age of open banking is upon us. The key pieces of regulation: the Competition and Market Authority’s ‘Open Banking remedy’ and the European Payment Services Directive 2 (PSD2) are coming into force. They will make possible the opening up of customers’ banking data through secure APIs, and they have the potential to alter radically the way that people interact with their finances and their relationship with financial services providers.

The purpose of this conference will be to ascertain what is likely to be best practice in open banking by examining the regulatory environment; the bank/fintech interface; payments control; the opportunities and threats presented by GDPR; the balance of innovation and consumer protection and the concept in relation to the financially vulnerable.