Jonathan has 36 years of experience in financial services across the UK, Europe, North America, Middle East and Russia, 23 of which were spent in consulting at McKinsey & Company. In his recent career, he has turned towards strategic and transformative work, undertaking the IPO of Direct Line as Chief Operating Officer. Jonathan joined The Financial Conduct Authority in September 2015 as Director of Supervision Retail & Authorisation Division.

Irshaad Ahmad is Head of Institutional Europe and a member of the European Executive Committee of Allianz Global Investors. 
 
He has business development and client coverage responsibilities for institutional clients in Europe and chairs the European Institutional Executive Committee. 
 
Irshaad joined AllianzGI in January 2016 from AXA Investment Managers where he was Head of UK and Nordics and had been CEO UK since 2011. 
 
Irshaad began his career with Mercer Consulting in Toronto in 1987 where he has served in various positions.  In 2004, Irshaad moved to Russell Investments and relocated to London in 2010 to become Managing Director for UK and Global Retail. 
 
Irshaad Ahmad holds a Bachelor’s in Mathematics and Statistics from the University of Toronto, Canada.

James P. Bergin is Deputy General Counsel and Senior Vice President of the Legal Group of the Federal Reserve Bank of New York. As Deputy General Counsel, Mr. Bergin is responsible for the legal team that advises on matters relating to the New York Fed’s implementation of monetary policy and other activity conducted by the New York Fed’s Markets Group, and supervisory and regulatory matters related to the New York Fed’s oversight of financial institutions.  In addition, he oversees the New York Fed’s bank applications function. Jim joined the Federal Reserve in January 2005 as an attorney. He moved to the Bank’s Supervision Group in 2011 to serve as head of the Legal & Compliance Risk Department. In 2012, Jim moved to the Executive Office, and served as chief of staff to President William C. Dudley until the end of 2015. Mr. Bergin holds a bachelor's degree in history and English from Rutgers College and a juris doctor from Harvard Law School. Before joining the Federal Reserve, he was in private practice, specializing in energy and infrastructure finance, with an international law firm based in New York.

Anthony Belchambers is a barrister and Chairman of Saxo Capital Markets and a NED of Westpac Europe. He is also Chairman of the Industry Advisory Group to the APPG on Wholesale Markets and of the Honorary Advisory Council of the Legatum Financial Services Forum.  

He was previously general counsel of the London derivative markets and, before that, of a UK regulatory authority. More recently, he was founder and CEO of the FOA (now part of FIA) and a co-founder and deputy chairman of the European Parliamentary Financial Services Forum. Anthony is also a Freeman of the City of London.

David Berman is a leading financial regulatory partner at Latham & Watkins. David advises a variety of financial and other institutions on key regulatory/compliance matters, and frequently counsels boards and senior management teams on significant regulatory issues. David advises extensively on a wide spectrum of issues, including market conduct, culture, individual accountability, governance, conduct risk, conflicts of interest, inducements, regulatory aspects of transactions, remediation and redress exercises, and conduct of business regulation generally. David has recently authored books entitled Senior Individual Accountability in the Financial Services Arena – A Practical Guide, Thomson Reuters, 2017, and Individual Accountability Under the Senior Managers Regime - A Practical Guide, Thomson Reuters, 2016. 

Tracy is Chief Executive Officer and a Director of Pension Insurance Corporation. Tracy is also CEO and a Director of PIC’s parent company, Pension Insurance Corporation Group. At PIC, Tracy is responsible for leading the management team in carrying out the company’s strategy. Tracy was one of PIC’s founders, joining in 2006. Until she became CEO in 2015, Tracy was PIC’s Chief Investment Officer and was responsible for building up the company’s asset management function, including direct investment capabilities into areas such as social housing and student accommodation. Areas of particular interest include: “The Purpose of Finance”, a project seeking to redefine the social contract with financial services, and diversity in financial services. Prior to joining PIC, Tracy spent 10 years at Goldman Sachs, including as Head of Risk Management, EMEA at Goldman Sachs Asset Management, working with pension fund and insurance company clients on investment, risk and strategic issues. Tracy is a member of Wellcome Trust’s Investment Committee; an Advisory Council member on the Diversity Project; and Trustee and Honourable Treasurer of the Elton John Aids Foundation.

I am a Senior Partner in PwC. I joined Price Waterhouse in 1983, qualified in 1986 and was admitted to partnership in 1995. My areas of specialisation have included the delivery of audit, assurance and capital market transaction services to larger listed and multi-national companies – and I have acted as Lead and Global Relationship Partner for a number of our firm’s key clients. I have spent time on secondment to our offices in Spain and have worked in many countries internationally. I set up and led our Audit and Assurance practice looking after our FTSE100/150 clients, have served as the Non-Executive Lead of the firm’s Tax practice, led our firm’s Building Public Trust programme and our Senior Networking Programme. I am Chairman of the UK firm’s China Business Group, lead our Government and Public Sector Assurance practice and act as Lead Relationship Partner for BEIS. Outside of PwC, I have chaired the Assurance Panel and the Audit and Assurance Faculty of the Institute of Chartered Accountants in England & Wales (ICAEW), and have been a member of its governing body. I am Chairman of the Audit Quality Forum and am a member of the Advisory Council of the Prince of Wales’s Accounting for Sustainability Project. Elected as the Alderman of the ward of Lime Street in the City of London in May 2013, I served as one of the two Sheriffs of the City of London in 2015/16 and as the 690th Lord Mayor of London in 2017/18. In that capacity, I have worked closely with Government – including, the Prime Minister, Cabinet Office, FCO, DIT, HMT and BEIS. I was knighted in the 2019 Birthday Honours for services to trust in business, international trade and the City of London. I am a member of the Board of Trade, a JP, governor of the Park Side Primary School Academy, Hackney, board member for the Uppingham School Foundation, Ambassador to the Samaritans, Trustee of The Lord Mayor’s Appeal and an Advisor to The Mansion House Scholarship Scheme. 

Tracy joined Standard Chartered Bank in 1985 and has worked in both the UK and Hong Kong, she has held a number of roles in Retail, Commercial and Corporate Banking, in addition to Group functions, before being appointed as CEO, Europe and Americas and CEO, Private Bank.  Tracy sits on the board of the England Netball Association.  She is a director of TheCityUK and a Supervisory Board (Aufsichtsrat) member of Standard Chartered AG and Chairperson of Standard Chartered Yatirim Bankasi Turk Anonim Sirketi. Tracy is an independent non-executive director on the board of Inmarsat.  She is a fellow of the Chartered Institute of Personnel Development and a member of the Institute of Financial Services. Tracy also holds an MBA from Henley Management College and Brunel University. She is married with two daughters and currently based in London.

Alison Cottrell is CEO of the Banking Standards Board (BSB), a non-statutory organisation established in April 2015 to help raise standards of behaviour and competence across the UK banking sector. The BSB provides the boards and senior teams of member banks and building societies with the evidence, support and challenge to help them manage the culture of their organisation and identify and learn from good practice. Alison began her career in the City of London as an economist covering international fixed income and currency markets. She joined HM Treasury in 2001, becoming Director of Financial Services in 2009 with responsibility for a wide range of policy areas including bank lending, payments, competition and pensions guidance. She combined this role for the three years to 2014 with that of Director of Corporate Services, focusing on staff development, engagement and culture.

Georges Elhedery was appointed Head of Global Markets for HSBC Group in March 2019. He is a Group General Manager and a member of HSBC’s Global Banking and Markets Executive Committee. In this global role, Georges is responsible for the strategic direction and delivery for Global Markets, which spans research, sales and trading across three asset classes - fixed income, foreign exchange and commodities, and equities. Global Markets operates in 60 countries and territories. A senior global markets banker with extensive trading experience in London, Paris and Tokyo, Georges moved into the Head of Global Markets role from Dubai. In Dubai he led HSBC’s operations as Chief Executive Officer HSBC Middle East, North Africa and Turkey (MENAT) and was Deputy Chairman of HSBC Bank Middle East Ltd. Georges joined HSBC in 2005 in London where he held a number of leadership roles in Global Banking and Markets (GBM), including Deputy Global Head of Rates. He moved to Dubai in 2010 as Head of Global Markets, Middle East North Africa (MENA). He became Regional Head of GBM, MENA before being appointed CEO HSBC MENAT in 2016. Georges holds a post graduate degree in Statistics and Economics at École Nationale de la Statistique et de l'Administration Économique (ENSAE) based in Paris, France. He holds a graduate degree in Engineering at École Polytechnique in France. A keen linguist, Georges is also a dedicated amateur athlete.

Andrea is an adviser to clients on all employment law issues. She is trusted by clients to deal with their most high value and sensitive matters, including litigation and strategic responses to changes to the law. Her advice is pragmatic and commercial and tailored to the needs and culture of different client organisations. Over the last few years, Andrea has been at the forefront of advising clients in financial services on how they deal with their regulated people – i.e. the interplay between employment and financial services regulatory issues. In particular, she has developed expertise on financial services remuneration regulation and the implementation of new regulatory regimes for banks and other financial services firms, including the upcoming extension of the SMCR to all FCA-regulated firms. She has also advised on sensitive employment issues arising out of regulatory investigations. Andrea is a regular speaker at conferences on these issues.

Joe became Nationwide’s CEO in April 2016, inspired by the Society’s principle of mutuality and service ethos. Joe’s mission is to inspire colleagues to remain true to the Society’s social purpose; using the power of the collective to improve people’s lives. Joe is passionate about Nationwide’s core purpose of ‘building society, nationwide’. Joe’s career started in 1991 with Procter & Gamble and Dixons Carphone. Joe joined HSBC in 2004, latterly appointed as Head of HSBC in the UK. In 2014 he became CEO at Openreach. Between 2011 and 2013, Joe was Chair of the Financial Services Authority Practitioner Panel, re-joining as a Financial Conduct Authority panel member in 2016.  In addition, between 2007 and 2010, he was a non-executive Director of the Financial Ombudsman Service. Joe is the chairman of the British Triathlon Trust and lives in London with his wife and son.

Holly advises on employment issues in an advisory, transactional and contentious context.  She has a number of clients in the financial services sector and advises regularly on the employment aspects of the Senior Managers and Certification Regime and the Conduct Rules.  Her recent experience includes advising on the role of the whistle-blowers’ champion under the FCA’s whistleblowing rules, the investigation of employee misconduct under the Conduct Rules and the obligations owed by employers under the regulatory reference regime.   Holly advises on executive remuneration issues (including the potential application of malus and clawback) and hiring and firing, as well as the employment consequences of business reorganisations.  Holly has a particular interest in regulatory investigations and is a member of the firm’s global investigations practice.

Tiina Lee is Chief Executive Officer, UK & Ireland at Deutsche Bank. She is responsible for Deutsche’s activities in the UKI region and she chairs the UKI Executive Committee. She has held a number of roles within Deutsche Bank running trading and capital markets businesses, she has advised European financial institutions on the debt and equity capital markets and was Head of UK Strategy before being appointed UK Chief Operating Officer. Latterly, Tiina served as Head of Equities & FIC UK and Deputy CEO, UKI. Tiina began her 29 year career in investment banking at Hill Samuel Bank and Lehman Brothers.  She is the Executive Sponsor of dbGo, Deutsche Bank’s Gender Diversity & Inclusion Network in the UK. Tiina also serves on the Board of Trustees of the Charities Aid Foundation and the Advisory Board of TheCity UK.

As one of the founders of Safecall, Graham has been involved in the UK and European whistleblowing industry since its infancy. Since 1999, he has guided the business, taking it from a family start-up to its current position as Europe's leading provider of a speak-up hotline. The founding principle of the business was that the quality of those handling the calls is exceptional, and Graham remains committed to that standard today. During his tenure Safecall has achieved significant growth and has built a large and diverse client base from around the world. In his 20 years with Safecall, Graham has gained extensive experience of the speak-up landscape and has supported numerous organisations on their journey towards a better, more open and ethical culture.

Beatriz is the Global Chief Operating Officer for UBS Investment Bank, and UK Chief Executive for UBS AG London Branch, having previously been UK COO up until 2018.  She is also a board member of GFMA (Global Financial Markets Association) and the UBS Optimus Foundation. Beatriz joined UBS in 2012 as the Chief of Staff to the CEO of the Investment Bank. Before joining UBS, Beatriz held positions at Morgan Stanley covering Solutions Sales and as Head of European Fixed Income Banks Solutions in Europe. Between 2004 and 2009 she was MD and Head of the Iberia Fixed Income Sales. Beatriz is fluent in Spanish, German and English and is married with one Daughter.

Stacey Mullin, Managing Director, is the Chief Operating Officer of Europe, Middle East and Africa for BlackRock.  In her role as EMEA COO, Ms. Mullin is responsible for the effective operation of the region, partnering with functional management to support growth and client service across channels, to manage risk, to promote operational efficiency, and to respond to market and regulatory change. Ms. Mullin was formerly the Global COO of BlackRock’s Trading, Securities Lending and Cash business and was responsible for cross-platform business management within the broader Investments group. Ms. Mullin joined BlackRock in 2007 during the founding of the Financial Markets Advisory team, serving as a primary project and client relationship manager for several of BlackRock's financial crisis response assignments.  Following her work in FMA, Ms. Mullin took on roles in Corporate Strategy and Fixed Income Portfolio Management. Prior to joining BlackRock, Ms. Mullin was a leader at Oliver Wyman in the Finance and Risk practice, where she focused on risk management, capital and process efficiency. Ms. Mullin earned a BA degree in Mathematics from Harvard College.

Tulsi Naidu is Chief Executive Officer for Zurich in the UK and is a member of the FCA Practitioner Panel, the ABI Board and the CBI President’s Council. Prior to joining Zurich, Tulsi spent 14 years at Prudential UK and Europe as an Executive Director with commercial leadership for Prudential's UK and Europe business and as Chief Operating Officer. Earlier in her career she has worked at CSFB, ICICI and Arthur Andersen. Tulsi is a Trustee of TeachFirst.

Chris acts for a number of banks and other financial institutions, primarily on contentious regulatory matters. He advises clients on internal investigations, FCA and PRA enforcement matters and on interactions with the FOS. His experience in contentious matters also informs his advice to clients on regulatory compliance particularly with respect to culture, governance and conduct risk. In particular, he helped establish a conduct risk framework in a large wholesale bank and acted on the Salz Review of Barclays and the Kelly Review of the Co-operative Bank. Chris has been on secondment to three international investment banks and to Herbert Smith Freehills' New York office where he acted on investigations involving the DOJ and SEC. He is dual qualified in England & Wales and in New York.

Saker is the Chief Executive Officer of Hermes. Saker was appointed as Chief Executive Officer in May 2012, having been interim Chief Executive Officer since November 2011. Saker joined Hermes in June 2009 as a main board director to drive, support and represent the investment capabilities of Hermes. In 2005, Saker joined Fortis Investments USA as CIO, Global Equities and moved on to become Global Head of Equities, responsible for managing the company’s 12 equity centres. Previously he was CIO, Global Equities and Head of Marketing at SGAM UK, where he re-orientated the company offering to include high-alpha UK strategies and a global offering, following on from the sale of Trust Company of the West (TCW) to SGAM, where he was Managing Director running various global and International strategies, as well as the London office. Saker started his career at Mercury Asset Management in 1987. In 2018, Saker was named CEO of the Year at the Financial News Asset Management Europe Awards, and joined the FCA-PRA Climate Financial Risk Forum in 2019. Saker sits on the advisory Board of NYO (National Youth Orchestra) and has a BA and PhD in Medieval History from King's College, University of London.

As Co-President of GARP Risk Institute, Jo Paisley helps lead research and thought leadership for GARP and the broader risk community.  Jo Paisley’s career began at the Bank of England where she worked in various economist roles, ran the Statistics Division and spent the last part of her career in Supervision. Her last role was as a Director of the Supervisory Risk Specialist Division within the Prudential Regulation Authority. This area provided deep technical risk expertise to front line supervisors across all risk disciplines, covering banking and insurance. She was also heavily involved in the design and execution of the UK’s first concurrent stress test in 2014.   She left the Bank in 2015 and joined HSBC as their Global Head of Stress Testing, where she was responsible for ensuring that they met all their regulatory stress testing requirements around the world. She has also worked as an independent stress testing consultant, advising firms on how to get the most value out of stress testing. 

Teresa Parker is President for EMEA, responsible for Northern Trust’s business and regulatory affairs in the region. Teresa also sits on Northern Trust Corporation’s Management Group. Over the course of her 37 year career with Northern Trust, Teresa has been based in London, Singapore and Chicago and has held numerous executive leadership roles including the COO for the Corporate and Institutional business and head of the Asia Pacific (APAC) region.

Martin joined FMSB as its Chief Executive Officer on 1 November 2019, joining from LCH Ltd where he was the CEO. 
 
Martin was appointed as CEO for LCH Ltd in 2015 and during his time there was responsible for its global operations in Australia, Japan, Sri Lanka, Bangalore and New York as well as in London, and for its relationships with 42 international financial services regulators and central banks, including the Bank of England as lead regulator.   During his tenure, LCH enjoyed a period of record growth in revenues and margins and delivered a significant programme of improvement in the resilience and stability of its critical operations. 
 
Prior to his appointment as CEO of LCH Ltd, Martin was Chief Operating Officer of LCH, responsible for the day to day running and governance of the CCP. He chaired the Management Committee and led a number of key strategic initiatives, including the programme to integrate CCP with the London Stock Exchange Group post acquisition of a majority shareholding and all liaison with the Bank of England Market Supervisory team.  
 
He has also held the positions of Group Head of Regulatory Change for LCH Clearnet Group and Chief Operating Officer for ForexClear, after holding various technology management positions in the LCH group of companies between 2009 and 2015.    
 
From 1995-2009 Martin was at PA Consulting Group in their financial services practice in a variety of positions including latterly as Partner. 

Emma is a partner in our financial institutions group. She has a wide range of financial services regulatory experience and regularly advises investment banks, financial sponsors, custodians, asset managers, insurers and market associations. Her practice covers both advisory work for clients in relation to the impact of regulatory change and regulatory aspects of complex transactions, including high profile M&A, IPOs and reorganisations. Particular areas of focus include contingency planning with clients for the impact of Brexit, the impact of regulatory change on the asset management sector (including in relation to implementation of the Senior Managers and Certification Regime) and structuring work for financial sponsors in the context of transactions and reorganisations. Emma has spent time on secondment to two global investment banks and a central bank. In addition, Emma worked in the financial institutions group in our Hong Kong office for two years. Emma has written for the International Financial Law Review and regularly presents at industry events on matters including the UK Senior Managers and Certification Regime, MiFID 2 and MAR.

Carl is the Compliance Director and Co-Founder of Redland, the award-winning Accountability and Compliance technology solutions provider. For the past 19 years, Carl has dedicated his time to assessing the impact of developing regulation and designing solutions to support key strategic functions within Compliance, T&C, Conduct Risk, Governance and Operations. Over the last 4 years, Carl has been extensively involved in the development of the Senior Managers & Certification Regime (SM&CR), working with industry bodies, regulators and many firms, assessing the implications of the rules and designing specialist solutions that enable efficient and effective implementation. Redland has developed the only specially designed technology solution, that helps firms comply with SM&CR and holistically integrate Certification with wider Culture and Conduct programmes.

Global Investigations Partner specialising in People and Reward issues based in London.

Caroline is a partner in the People and Reward Group and is also a member of the Global Investigations Group.

Caroline works closely with dispute resolution colleagues advising clients who find themselves the subject of a global investigation by the regulators, or who need to run their own investigation following the misconduct of an employee.  Her skill lies in advising how best to deal with employees and the regulators and manage the investigation, irrespective of the number of jurisdictions involved. Caroline has been very involved in advising banks and insurance companies on the introduction of the Senior Managers Regime and the Certification Regime for financial institutions and the impact this will have on disciplinary processes, investigations and enforcement. She is also working on the implementation of whistleblowing regimes, and malus and clawback procedures for many of her financial institutions and corporate clients.   

In the UK she defends clients in the High Court and the Court of Appeal, as well as in employment tribunals and the Employment Appeal Tribunal. As a Solicitor-Advocate she has civil rights of audience. She is also an accredited Centre for Effective Dispute Resolution mediator and frequently supports clients in employment-related mediations.

Philippe Tromp joined the board of AIG UK’s predecessor, AIG Europe Ltd on 25 June 2012. Mr Tromp is also the Chair of the Audit Committee. Mr Tromp offers over 35 years’ experience across the financial services industry. Mr. Tromp has a broad range of experience gained in debt capital markets, asset-backed securitisation, infrastructure finance, market infrastructure, financial technology, and general insurance. From 2010 to 2013, he led a start-up behind the development of a multi-dealer institutional electronic trading platform for credit products. Previously, he spent 16 years in senior roles in the international business operations of the monoline insurer, Financial Security Assurance and led the international business operations through the downsizing following the 2008 financial crisis. Mr. Tromp also serves on the boards of Euroclear UK & Ireland, as Chair of its Risk Committee, and Visa Europe, as Chair of its Risk & Audit Committee, with both roles utilising his understanding of commercial, risk management, regulatory and governance issues.

Andrew is Chief Executive Officer of Goldman Sachs Asset Management International (GSAMI) for EMEA and head of the Global Fixed Income and Liquidity Solutions business. He is a member of the European Management Committee, EMEA Culture and Conduct Risk Committee and serves on the board of GSAMI. Andrew is a sponsor of the Disability Interest Forum EMEA and is a Goldman Sachs representative of the Employers’ Forum on Disability. He is also a member of the EMEA Inclusion and Diversity Committee. Andrew joined Goldman Sachs in 1995 as a vice president in Global Fixed Income and was named managing director in 1999 and partner in 2006.    Prior to joining the firm, Andrew worked at the Bank of England and the Reserve Bank of New Zealand. From 1993 to 1995, he worked at Rothschild Asset Management. Andrew earned an MA from the University of Canterbury, Christchurch, New Zealand.

Protect (formerly Public Concern at Work) aims to stop harm by encouraging safe whistleblowing.  Protect are leading experts in whistleblowing. They have advised around 40,000 people on their free, confidential advice line, trained thousands of managers, senior managers and board members and currently support hundreds of organisations to strengthen their internal whistleblowing or ‘speak up’ arrangements. They were closely involved in setting the scope and detail of the Public Interest Disclosure Act 20 years ago and continue to campaign for further amendment and improvements to the whistleblowing framework in the UK and abroad.

Francesca is the Chief Executive of Protect, Francesca joined Protect in May 2007 as an advisor and has extensive experience advising whistleblowers. Francesca has also supported, via Protect’s training and consultancy services, a wide range of organisations from small charities to multi-national companies. Francesca has also held posts as Legal Officer, Director of Policy and Deputy CEO. 

Francesca was called to the Bar in 2005 and cross-qualified as a solicitor in 2011. She has an LLM in Human Rights and Public Law and a BA in Law and Politics.  Prior to joining Protect Francesca worked in a variety of compliance teams in the financial services sector, from boutique investment banks to large retail banks. Francesca also worked in Trinidad and Tobago for the Centre for Capital Punishment Studies carrying out capital case work on behalf of the London Panel of Solicitors and is a ratified experienced employment representative at the Free Representation Unit.